Privacy Policy
Last Updated: June 13, 2019
This Privacy Policy describes The Mogoal App Company, LLC (collectively referred to as “we”, “our”, or “us”) collection, use, disclosure, and protection of your collected or provided through our Mogoal App and other Mogoal branded products and services (“Services”) offered through related websites and Applications (“Application”).
“Personal information” is information that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.
By using our Application, Service, or providing us your personal information, you agree to this Privacy Policy and agree to be bound and abide by our Terms of Service found here. If you do not agree with any term in this Privacy Policy, please do not provide us your personal information or use the Application.
Information we process may be transferred to, stored, and processed in, the United States or any other county in which The Mogoal App Company, LLC or its affiliates, subsidiaries, or service providers maintain operations. By using and providing information to us through the Application or Services, you agree and consent to the transfer, storage, and processing of your information to any such country in order to provide the Application and Services.
Our Application and Services are not intended for children under the age of 13 or if you are not of a legal age to form a binding contract with The Mogoal App Company, LLC. We do not knowingly collect personal information from these individuals.
Information Collected
We may collect the following categories of personal information about you through the Application, including but not limited to:
· Registration information: When you register for a Service, you will be asked for basic registration information, such as an email address and password.
· Identification information: You may also be asked to provide identification information to confirm your identity, including your first and last name, username, address, and phone number.
· Payment account information: For certain Services, you will be required to provide your credit card number, expiration date, and credit card security code if you wish to use your credit card to make payments.
· Third party credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third party sites and Internet services (“Third Party Sites”).
· Information from Third Party Sites: In order to display information to you through a Service, we may collect, on your behalf, your account and other personal information from Third Party Sites that you register under your account via the Service.
· Contests giveaways and surveys: From time to time, you may be offered an opportunity to participate in a contest, giveaway, survey, or other promotion. We may collect or you may submit information in connection with one of these promotions.
· Technical and navigational information: We collect information about your interaction with our Application such as device type, computer browser type, pages visited, average time spent on our Application, IP address, unique identifier of the device used to access the Application, operating system version and Application version.
· Location information: If you choose to use a location enabled Service, we may collect location information from your device and will notify you of this collection. You may control or disable the sharing of location information via your device settings.
· Other information: We may request or receive other personal information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Service.
How We Use The Collected Information
We use your personal information to:
· fulfill your requests for certain products and Services;
· respond to your inquiries about our Services;
· analyze Application usage and improve the Services provided through the Application;
· alert you to software compatibility issues and to improve our design and functionality;
· deliver to you any administrative notices or alerts and communications relevant to your use of the Services;
· offer you other products, programs, or services that we believe may be of interest to you;
· perform market research, project planning, product development, troubleshooting problems, analysis of user behavior, marketing and promotions;
· detect and protect against errors, fraud, or other criminal activity;
· enforce our Terms of Service and as otherwise set forth in this Privacy Policy; and
· in connection with a merger or sale of our assets, or a corporate reorganization.
We may use your information to pre-fill form fields in the Application for your convenience.
We may use information you provide about Third Party Sites to provide the Services, which may include accessing the Third Party Sites you select on your behalf, so that we can present the requested information to you. When you use the Application or mobile versions of our website, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the “Device ID”). Device IDs allow Application developers, advertisers, and others to uniquely identify your device for purposes of storing Application preferences and other data.
We may use your Device ID for security purposes. For example, if you have activated a feature that limits access to a Service from a specific device, our systems will access the Device ID from each device you attempt to access the Service with to determine if the device is the specific authorized device. Additionally, we may use Device IDs to monitor suspicious activity. For example, if we detect that a single account on the Application is being accessed from multiple devices, as determined by tracking the Device IDs that access an account, we may contact the user to ensure that such access has been authorized by the user.
How We Disclose The Information
We will not, without your permission, sell, publish, or share your personal information to third parties for their marketing purposes.
The Mogoal App Company, LLC may share your personal information with The Mogoal App Company, LLC, and its affiliates and subsidiaries, to provide joint content, products, services, and for everyday business purposes. Our affiliates and subsidiaries will send you marketing communications only if you have requested their services.
In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner.
We may share your personal information with third party service providers to enable them to assist in fulfilling the requests you make or the transactions you conduct via the Application, including the operation of certain Application functions and Services. Third parties acting on our behalf that are given access to your personal information are contractually obligated to abide by our privacy practices and are not allowed to use the information for any other purposes.
We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other third parties:
· to respond to subpoenas, court orders, or legal process;
· in order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Application or Services;
· to respond to claims that any posting or other content violates the rights of third parties;
· in an emergency, to protect the health and safety of our Application’ users or the general public; or
· as otherwise required by any applicable law.
We may share your personal information with other third parties with your consent or instructions to do so.
We may share or make available anonymous or aggregate information that cannot be used to identify you with:
· third parties for their research, marketing and promotional purposes and those third parties may publicly report the findings of their research or analysis;
· organizations that conduct research into consumer spending; and
· users of the Service for purposes of comparison of their personal financial situation relative to the broader community.
If our company or our assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Application and such third parties will assume the rights and obligations regarding such information as described in this Privacy Policy.
How We Protect The Information
We take the security of your information seriously. We use technical and administrative security measures such as but not limited to firewalls, encryption techniques, and authentication procedures, among others, to maintain the security of your online session.
Your choices
We may send periodic Application related alerts, weekly summaries, notifications, newsletters, promotions, or other information via email. You may choose to stop receiving alerts, summaries, newsletters and promotions by indicating your preference in your device settings. You may also follow the unsubscribe instructions in the email you receive. Please note that certain Services- related messages that we send are necessary for the proper functioning and use of the Services and you may not have the ability to opt-out of those messages.
Third party offers, advertisements, and data collection
We may offer a number of separate products and services offered by third parties advertised to you on our Application and through the Service. These third party offers may be complementary to your use of the Application and may be personalized based on information you provide to us, we have collected about you, queries made through the Application, or other information. If you choose to use these separate products and services, provide information to the third party, or allow the third party to otherwise collect information about you, then their use of your information is subject to the applicable third party’s privacy policy and terms of service. You should review the practices of the third party before deciding to use their service or provide them with any information.
We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online promotions or analyze Application activity. We may permit these service providers to use cookies and similar technologies to perform these services.
For example, we may use service providers such as Google Analytics on parts of the Application to determine age, gender, interest and other data to better serve our customers.
Blogs and other forums
We may offer bulletin boards, blogs, chat rooms, message boards, or similar public forums where you can communicate with us or other users. Any information that you submit or post to these blogs or other forums could be viewed by other viewers or may otherwise be publicly available. If you choose to post personal information, other viewers may use this information to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these blogs and other forums.
How we use cookies and similar technologies
To help operate the Application, enhance your experience, and collect information about online activity, we may place small data files on your computer or other devices. These data files may be in the form of cookies, pixel tags, local shared objects, or other similar technologies. Cookies and similar technologies enable us to personalize our Application and Service for you. These technologies may allow us to store and manage your preferences and settings, measure and analyze how you use our Application and effectiveness of our communications, offer targeted products, programs and services, and help us improve our products, services, and security.
Most browsers provide you with the ability to block, delete, or disable these technologies. If you choose to reject cookies or similar technologies, some Services may not be available or some functionality may be limited or unavailable. Please review your browser manufacturer’s help pages for assistance with changing your settings.
Changes to your personal information
You may access, review, and update aspects of the information you have submitted to us at any time via the Application or Service.
Changes to this Privacy Policy
We may update this Privacy Policy periodically. Changes are effective immediately upon posting. The date last revised appears at the top of this Policy.
Have Questions
If you have questions or concerns regarding this Privacy Policy, our security practices, or our information handling practices please contact:
The Mogoal App Company, LLC via email at [email protected]