Mogoal True ROI Real Estate Calculator

True ROI Real Estate Calculator

Cash you plan to invest ?Total cash you will put in at the start. Usually covers down payment and any upfront costs.

Down payment percent ?Percent of the purchase price paid upfront. Commonly 20.

Mortgage interest rate ?Your loan’s annual rate. If unsure, use a realistic current estimate.

Mortgage term in years ?Length of the loan. 30 is standard for many investors.

Time horizon in years ?How long you expect to hold the property for this calculation. Used for cash flow, appreciation, and principal paydown totals.

Monthly income ?Rent and other revenue you expect to collect each month.

Monthly expenses ?Include mortgage P&I, taxes, insurance, maintenance, vacancy, and management if used.

Instant equity at purchase ?The discount you capture on day one. Example: buy 10,000 under true value.

Appreciation rate per year ?Expected annual price growth. Be conservative. 3 to 4 is common for planning.

Marginal federal tax rate ?Used to estimate tax savings from depreciation. Defaults to 24 percent. Adjust to your bracket.

All fields are editable. Results update when you click Calculate.

Education only. Not financial advice. Taxes, insurance, maintenance, vacancy, and management should be reflected in your monthly expenses.